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*$271/month Savings Calculation: https://www.cnbc.com/2019/06/03/as-mortgage-rates-plunge-millions-more-homeowners-can-benefit-from-refinancing.html

*2020/2021 Refinance Savings range from $247-$745/month: https://wisemoneylife.com/millions-still-eligible-for-massive-mortgage-savings/